The top 10 growing industries to break into in 2021

The top 10 growing industries to break into in 2021

As per Ladders, the following industries will grow and have promising futures:

  1. Data science
  2. Software development
  3. Healthcare
  4. Artificial Intelligence
  5. Mental health
  6. Sales
  7. Digital designers
  8. Marketing
  9. Finance
  10. Education

If you’re currently job hunting I highly recommend gearing your search towards any of these thriving industries to ensure job stability for years to come based on recent research.

EMPLOYEE HANDBOOKS AND COVID-19 by Ron Rolleri, Esq.

As 2020 enters its final months (thankfully, some might say), this is a good time for employers to think about how their employee handbooks should be modified for 2021. This year has seen unprecedented changes to the workplace environment, along with a plethora of new laws relating to employee leave requirements. As many of these changes could not be foreseen, it is almost certain that your current handbook does not adequately address them.

You might ask, “do I need to revise my whole handbook? After all, who knows how long this will last?” It’s true – while we all hope that we will revert back to “normal” at some point, there’s no inkling as to when this might be. Thus, consider preparing a COVID addendum to your handbook, containing your firm’s policies specifically as they relate to the COVID environment. Here are some things to consider:

Telecommuting Policy

With many more people working from home, it’s a good idea to be clear on what the expectations are of employees. For example:

Work Schedule – when are employees expected to be working?

  1. Access and Availability – how and when may employees be contacted?
  2. Designated Workspace – it may be worthwhile to designate where in the home the employee will be working. Remember – Workers Comp, covering injuries incurred during the course of employment, still applies. And, depending on your business, there may be confidentiality considerations as well.

Wage/Hour Issues

  1. Non-exempt employees (those subject to overtime pay) MUST be paid for hours worked, even if the work was performed during unscheduled work hours, if the employer “knew or should have known” that work was performed. Thus, your policy should be clear that work should only take place during scheduled work hours, unless the “extra” work is approved in advance.
  2. Employers should establish a clear process for employees to report hours worked from home (scheduled and unscheduled). Remember to include applicable meal/rest breaks.
  3. Be aware of “spread of hours” pay. This provision, which is unique to New York, generally requires that a non-exempt employee be paid for one extra hour if the length of time between the beginning and end of a work day is greater than 10 hours. For example, Melissa works from 7:00am to 10:00am, and then 7:00pm to 10:00pm on the same work day. She’s worked for six hours over a 15 hour period, and therefore may be entitled to an additional hour’s pay. Note that spread of hours pay requirements vary based on industry and other factors.

Employee Leave Policies

Your handbook addendum should remind employees of existing leave benefits that might apply, and describe the new ones that have come into play this year. Here is a summary of the new federal and state provisions:

Emergency Paid Sick Leave Act (EPSLA) (Federal)

  1. Provides 80 hours of paid sick time to full-time employees (pro-rated for part-time).
  2. Leave is available under certain specified COVID-related scenarios.
  3. Pay is subject to a cap.
  4. Small employer exemption is available.
  5. Currently effective through 12/31/2020.

Emergency Family and Medical Leave Expansion Act (EFMLEA) (Federal)

  1. Provides 12 weeks of leave, 10 of which are paid.
  2. Leave is available where the employee is unable to work (or telework) to care for a child whose school or childcare provider is closed or otherwise unavailable.
  3. Pay is subject to a cap.
  4. Small employer exemption is available.
  5. Currently effective through 12/31/2020.

New York Paid Sick Leave – COVID (State)

  1. Applies to all NY employers.
  2. Available ONLY for employee who is subject to a quarantine/isolation order, or to care for a child subject to such an order.
  3. Depending on the size of the employer, leave may be unpaid, or paid for 5 – 14 days.

New York Paid Sick Leave – General (State)

  1. Applies to all NY employers.
  2. Leave may be paid or unpaid, depending on the size and net income of the employer.
  3. Employees must begin accruing one hour of sick time for every 30 hours worked, up to 40 hours per year (56 hours for larger employers), beginning on September 30, 2020.
  4. Recordkeeping, carryover and other requirements apply.

Of course, these leave provisions are in addition to existing provisions under the federal Family and Medical Leave Act (FMLA), New York Paid Family Leave (PFL), Short-Term Disability, and applicable local laws, as well as your firm’s own leave policies. As you may have gathered, navigating these different provisions, and how they interact with each other, can be challenging, to say the least.

In sum, your Employee Handbook is the best way to clearly communicate your firm’s policies and procedures, and to set expectations for your employees. Keeping it current and complete is crucial to the running of your business.

For more information, feel free to contact Ron Rolleri at ron@rollerilaw.com.

The above has been provided for informational purposes only, and is not intended and should not be construed to constitute legal advice.

Please consult with an attorney on how federal, state and local laws might impact your individual circumstances.

Attorney Advertising.

Rolleri Law

General Counsel for Your Business
68 S. Service Road, Suite #100
Melville, NY 11747
(p) 516-382-0082
(f) 631-673-7251
www.rollerilaw.com

As a Master Mindset Mentor, Law of Attraction Practitioner and a Business & Marketing Strategist, I have helped hundreds of people soar to their success and find their purpose. To read this full blog post, click on Join in the main website.

LEARN MORE ABOUT YOUR STRENGTHS, BACKGROUND AND QUALIFICATIONS

Start with an assessment about your background, skills and education. You can follow the sections on this website under prospective employees.

  • Focus on what you like and dislike.
  • Know what your skills are.
  • Always be open to change and growth.
  • You need to be flexible.
  • You never know what doors will open.
  • Be a good networker. You never know what leads may be created.
  • Start thinking about your short and long-term goals. They may be very different.
  • It isn’t always about the money.
  • Bottom line–it’s your life. Make decisions that are right for you, with the understanding that they may affect others with whom you are close.
  • Don’t try to please everyone. Please yourself first.

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TODAY IS ALL ABOUT YOU

TODAY IS ALL ABOUT YOU

How often do we forget that we matter just as much as the ones we love, the ones we take care of? How often are we so busy that we forget to take a moment to take a breath so that we can continue our role as care-giver, to be there for those that matter most in our lives? Whether you own a company or you are an employee working in a building or from home or a stay at home care-giver, isn’t it time for you to take a moment for yourself?

With the change of weather upon us, today’s topic focuses on Vitamin D levels which tend to be increased when we have the ability to spend a significant amount of time outdoors which will soon be limited. Do you know your Vitamin D Levels? If your answer is “no”, next time you are asked by your Health Care Provider (HCP) to have blood work done, be sure Vitamin D Levels are included in your Blood Work Prescription. Vitamin D is actually a steroid hormone precursor without which only 10-15% of dietary calcium is absorbed. Low levels of Vitamin D can be a contributing factor to fatigue, cardiovascular disorders, muscle pain and a depressed immune function. These are just a few of the symptoms associated with Vitamin D Deficiency. Vitamin D is one of the most important immune system strengthening nutrients that can reduce the risk of colds and flu. Does it matter which supplements we choose? Absolutely! How do you take your vitamins? Do you supplement with standard tablets or capsules? There are other options that increase the efficacy of the absorption of your supplement. Absorption does matter and should be maximized. Some pills with all the binders and fillers can take days to be absorbed into your system and with that only 40-50% is actually absorbed. There are ways to upgrade your supplementation. Once your Dr. provides you with what your body needs, let’s have a conversation about how you can upgrade what you are taking to provide the healthiest methods.

Joanne Hadjiyane, AADP, MPS, IHNC
Entrepreneur Adviser, Health Consultant
Corporate Wellness
(516) 728-1772
j.hadjiyane@gmail.com

Disclaimer: The information provided is for informational purposes only and is not intended as a substitute for advice from your physician or other health care professional or any information contained on or in any product label or packaging.

*For the private healthcare survey, please send a message to Joanne Hadjiyane or me at lisa@gocareercompass.com. All information is private and confidential.

Risk mitigation and total cost of risk reduction for today’s manufacturer:

Manufacturing companies are exposed to a wide range of liabilities throughout their operations, from the assembly line to the consumer market. Protecting company assets and income streams should be a primary focus for industrial/manufacturing companies.

Frequently overlooked exposures present significant financial risks, so careful attention to details can help control insurance costs, minimize product/property losses, and protect against coverage gaps and hidden exposures.

Here are a few things to be aware of while you reach for the goal of eliminating coverage gaps, reducing your total cost of risk, and securing adequate limits for potentially costly exposures:

Workers’ Comp Experience Modification Factor
Bad data in the experience modification calculation can affect your workers compensation costs. Workers’ compensation premiums are driven by an Experience Modifier which is derived from past loss experience. Mistakes in the calculation of the modifier rate, or losses that are not controlled, drive increases in the modifier rate causing premium costs to increase. Reducing Experience Mod by 5-20% can lower premium by 5% to 20% per year.

Machinery/Equipment Breakdown
Loss or breakdown of machinery can result in significant production downtime, damaged stock, loss of income, and cancellation of orders. A typical property policy has low sub-limits, if any, to address a loss or damage caused by mechanical breakdown. As manufacturers and industrial companies become more automated, their equipment and production systems are becoming more sophisticated as well. Digital infrastructure is getting more costly and is critical to their operations. Example: Equipment failure causes $750,000 in losses, with the typical $250,000 sublimit on a standard property policy, there is a $500,000 gap in coverage*.

Business Income Limits
Insufficient business income coverage can result in significant financial losses. Standard business income worksheets have proven to be inadequate when developing the proper valuation of a company’s lost income risk. Typically, companies determine potential lost income from a covered loss using information such as payroll, compensation, over-head, facilities expenses, and other fixed charges. However, these worksheets do not match standard financial language or properly measure the unique time-element-risk that exists for a specific company. Here is an example of the financial impact this can have on a manufacturer with a $100,000 per month income need: The business suffers a covered loss and has the standard 12 months of coverage; it takes 18 months to recover… So, 12 months X $100,000/mo. = $1,200,000 in coverage; 18 months X $100,000/mo. = $1,800,000 This results in a $600,000 shortfall on income protection*.

Manuscript Property Policy & Wordings
Unresolved coverage gaps in a property policy can lead to large uninsured/underinsured losses. Standard “off the shelf” policies are designed to provide the least amount of coverage possible by issuing narrow policy language and very low limits and sub-limits and have several inherent coverage gaps that can usually be solved at no additional premium. Left unresolved though, those coverage gaps can lead to 6-figure uninsured and underinsured losses. It is important to have your policy language align with your exposure and customized to your business as best as possible.

In summary, assessing each business’ total risk exposure and mitigation depends on what you are manufacturing, how and with what equipment, your size and scale, where you source your raw materials, your contractual obligations, and how you are currently being protected. There is no one solution to solve everyone’s needs. There are many niche solutions that can also be implemented in addition to what has been discussed here. For the purposes of this article I am only mentioning some of the more glaring risks that we come across that are within control of an organization to mitigate and is applicable to a broader audience.

*Examples provided are real scenarios that USI was able to assist in.

For more information, feel free to contact Eric Guzzo at eric.guzzo@usi.com

Eric Guzzo
AVP – Select Commercial Lines
USI Insurance Services
725 RXR Plaza, East Tower, Uniondale, NY 11556
p: 516.419.4016 | c: 516.380.3202
eric.guzzo@usi.com | www.usi.com

VIDES: CAN NEGATIVE COMMENTS BE DELETED ON THE INTERNET? BY JUAN VIDES

VIDES: CAN NEGATIVE COMMENTS BE DELETED ON THE INTERNET? BY JUAN VIDES

Doing business in a world that is connected electronically means the good and the bad can be magnified many times over. Whether the experience was good or bad, real or perceived, fair or unfair, comments on your business will end up online.

Online comments can help your business grow by enhancing its reputation, or they can be so damaging that the online comments may result in the loss of perspective clients. Because businesses know the power of a review, the question of whether or not you can remove comments from different platforms on your own comes up quite frequently. The short answer is that you cannot remove a negative comment or review as it can only be done by the person who put that comment in place.

With the wide variety of social media and various search engines, there are only a few ways customers find the service providers they want and decide who to trust. More often than not, an online search is done when a service provider such as a plumber, exterminator, roofer, lawyer, doctor or anyone else is needed. Studies have shown that today’s customers rarely search past the first page on any search engine, which makes it important that a business is listed near the top of the search engine results page. Therefore, it is imperative to have search engine optimization keywords on a website so that Google recognizes those keywords when a person is searching for a particular service. A website that is well optimized for search engines speaks the same language as its potential visitors. Once a company is listed highly on the search engine, the next thing many people look at is the reviews. Negative reviews will have them moving on to the next company without ever giving the first one a chance while positive reviews will invoke confidence and have customers calling the company immediately. Since reviews are very powerful, many companies have strived to learn how to put their positive reviews near the top of the page and remove the negative ones. Unfortunately a negative review cannot be removed by the company, but they can be removed by the person who posted them. When a company receives a negative review action needs to be taken instantly. Within a short period of time, the company owner or manager should reach out to the person who posted the review or comment and discuss a negotiation for an exchange of goods or services in order to have the negative comment removed. If the business is unable to satisfy the negative poster, it may be a good idea to answer their negative comment online to show action was taken when an error was made. Negative reviews can however be buried and swept under the rug by drowning them out with positive reviews. The more positive reviews the better, as they will take precedence over the negative ones.

Human nature is that a person is more likely to speak about a negative experience as opposed to a positive experience. That explains why most online comments are negative. Therefore, it is beneficial to have satisfied customers post online comments, whether giving a testimonial directly on your website or a review on your Google or Yelp page. To make it convenient, it is always a good idea to send customers instructions and a link to post reviews on Google and Yelp. A business that has various social media badges on their website makes it easier for customers to put the positive reviews online.

Of course it’s also important that companies monitor their name and any associated online traffic on a regular basis. There are several search engine tools that can be used to do this as well as ways to monitor public posts on social media for any mention of the company. The reputation of a company can be its greatest asset or its weakest link. It’s more important than ever that any company that wants to stay in business monitors their online reputation and knows what’s being said about them.

Juan Vides
CEO

Web Design & Development | www.techacs.com
Online Reputation Management | www.famerep.com
SEO /SEM & Internet Marketing Services | www.newyorkcityseo.net
Office: +1-212-202-1952 | +1-516-882-3442

Corporate Sponsor of the Nassau Bar Association

A SAMPLING OF RESOURCES FOR LONG ISLAND JOBSEEKERS

A SAMPLING OF RESOURCES FOR LONG ISLAND JOBSEEKERS

In this fourth and last Job Search Tips blog, I wanted to identify some helpful resources for jobseekers.

By no means is the list below all-inclusive, nor does being of this list imply any endorsement by me. Everyone’s situation is unique and different. Review the organizations below with an eye towards what might help with meeting YOUR short-term and long-term needs and goals. Hopefully you will find a group or resource listed here that can assist with your particular circumstances.

 

  • 211.org:   https://www.unitedwayli.org/find-help   or dial 2-1-1 on your phone.  211 Long Island is a free, non-emergency information service that connects Long Island residents to health and human resources, in Nassau and Suffolk Counties, they may need on a daily basis or during a disaster.
  • ACCES-VR (formerly known as VESID, part of the NY State Education Dept.); the acronym stands for Adult Career and Continuing Education Services-Vocational Rehabilitation.  http://www.acces.nysed.gov/vr —     ACCES-VR assists individuals with disabilities to achieve and maintain employment and to support independent living through training, education, rehabilitation, and career development. Their vision is that all individuals with disabilities who want to work will have the opportunity to achieve employment and independence.
  • Civil Service (government jobs) – You can create a Profile and Subscribe to Exam Alerts.
  • Nassau County:     https://www.nassaucountyny.gov/4346/Civil-Service-Exams
  • New York State:    https://www.ny.gov/agencies/department-civil-service
  • Suffolk County:     https://www.suffolkcountyny.gov/Departments/Civil-Service
  • Indeed.com (one of the better-known job/internship search engines):  https://www.indeed.com/
  • Glassdoor.com (another job search engine with ratings/commentary about employers written by current & former employees):     https://www.glassdoor.com/index.htm
  • Long Island Business News:    https://libn.com/   Long Island Business News is a weekly business journal. Launched in 1953 as the Long Island Commercial Review, LIBN covers business, government, legal, nonprofit and health care issues in Long Island’s two counties, Nassau County and Suffolk County. It can be an excellent source of “jobseeker intelligence gathering” on local employers, their leaders, market trends, and networking opportunities.
  • Middle Country Public Library-Miller Business Library:   https://www.mcplibrary.org/adults/business-careers/miller-business-resource-center/.   The Miller Center serves as a regional resource for businesses, independent entrepreneurs, not-for-profit organizations, and individuals. Located at the Centereach branch, the Miller Center offers access to extensive and specialized business resources, as well as personalized business research and reference assistance. The goal of the Center is to support regional economic development by meeting the information needs of the business community, promoting a literate and job-ready workforce, and providing employment information and career exploration opportunities.
  • New York State Dept. of Labor:   https://dol.ny.gov/ —  *Unemployment Insurance Benefits. Enforcement of State Labor laws, Jobseeker Services*
  • Recruiters – Online Recruiters Directory  (also known as ‘headhunters’ or ‘Executive Search Firms’)        http://www.onlinerecruitersdirectory.com/hiring_manager.php
  • Suffolk County Dept. of Labor:  https://www.suffolkcountyny.gov/Departments/Labor      *Jobseeker services, Employer services, job fairs, assistance to persons on public assistance*
  • USA Jobs (federal government jobs):   https://www.usa.gov/government-jobs

Ask yourself the following important questions:

  • Am I finding the talent I need to grow our company or organization?
  • Am I investing in individuals who fit into our company’s culture, personality and goals?
  • Am I able to find matches for our company’s short and long-term growth with individuals who see their future here?
About the Author: Frank Pomata is currently employed by the Suffolk County Dept. of Labor where he assists persons on public assistance to re-enter the workforce. He has a diverse background with experience in the Non-Profit/Human Services sector, higher education, youth development, and government. During times of unemployment, he has utilized the services of the New York State Dept. of Labor, the Suffolk County Dept. of Labor, and also served on the Suffolk County Workforce Investment Board while he was the regional representative for JOB CORPS on Long Island. Most recently, Frank has been advocating for persons with mental illness in an effort to educate the public, reduce the stigma around mental illness, and ensure people can ask for assistance and be treated with dignity. Mr. Pomata is a 2020 Recipient of the MoXY Award from the Moxxie Mentoring Foundation in recognition of his ongoing efforts to mentor female students and professionals.